Gain Financial Peace
of Mind with Fiducius
Summa Health has partnered with Fiducius to assist employees in taking control of their student loans. Fiducius provides in-depth education and comprehensive support on many student loan restructuring options.
What Fiducius Can Do For You
Loan Forgivenesss
Loan forgiveness is provided by eliminating the remaining balance of eligible borrowers within nonprofit or for-profit organizations once they have completed either 120 or 240 total qualifying payments.
Parent and Grandparent College Planning
Fiducius delivers timely, expert-driven educational content through a recurring email series. Designed to keep families informed at every stage of the college planning journey, these emails provide a steady stream of valuable insights—featuring webinars, expert articles, and downloadable e-books. .
Reduced IDR
Reduce monthly student loan payments by calculating payments based on income and family size. Cut student loan payments in half for some borrowers and no payment required for others. No interest is charged if borrowers make consistent monthly payments under SAVE. Provides financial flexibility.
Refinance
Lower rates and improved payment schedule via private refinance with our trusted partners. Better rates and custom amortization. It is ideal for those with good credit who don’t qualify for forgiveness.
Double Consolidation
Parent Plus borrowers with Direct Loans may qualify for an Income Driven Repayment plan. Significant reduction of monthly payments and increased loan forgiveness.
Optimal Situation
The borrower's manageable monthly payment, low-interest rate, and timely repayment lead to a swift and stress-free clearance of student debt.